0000899051falseCommon Stock, par value $.01 per shareALLNYSECommon Stock, par value $.01 per shareALLCHX00008990512023-05-182023-05-180000899051all:SubordinatedDebenturesDue2053At5.10PercentMember2023-05-182023-05-180000899051us-gaap:SeriesHPreferredStockMember2023-05-182023-05-180000899051all:SeriesIPreferredStockMember2023-05-182023-05-180000899051us-gaap:CommonStockMemberexch:XNYS2023-05-182023-05-180000899051exch:XCHIus-gaap:CommonStockMember2023-05-182023-05-18

Washington, D.C. 20549
Date of report (Date of earliest event reported): May 18, 2023
(Exact name of registrant as specified in its charter)
Delaware 1-11840 36-3871531
(State or other
jurisdiction of incorporation)
File Number)
 (IRS Employer
Identification No.)
3100 Sanders Road, Northbrook, Illinois    60062
(Address of principal executive offices)    (Zip Code)
Registrant’s telephone number, including area code  (847) 402-5000
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading SymbolsName of each exchange on which registered
Common Stock, par value $0.01 per shareALLNew York Stock Exchange
Chicago Stock Exchange
5.100% Fixed-to-Floating Rate Subordinated Debentures due 2053ALL.PR.BNew York Stock Exchange
Depositary Shares represent 1/1,000th of a share of 5.100% Noncumulative Preferred Stock, Series HALL PR HNew York Stock Exchange
Depositary Shares represent 1/1,000th of a share of 4.750% Noncumulative Preferred Stock, Series IALL PR INew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ____

Section 7 - Regulation FD

Item 7.01. Regulation FD Disclosure
The Registrant’s press release dated May 18, 2023, announcing estimated catastrophe losses and implemented auto rates for April 2023 and the Registrant’s implemented auto rate exhibit for April 2023 are posted on and are attached hereto as Exhibit 99.1 and 99.2 which are incorporated herein by reference. These exhibits are furnished and not filed, pursuant to Instruction B.2 of Form 8-K.

Section 9 – Financial Statements and Exhibits
Item 9.01.                             Financial Statements and Exhibits
(d)                             Exhibits
Exhibit No. Description
104Cover Page Interactive Data File (formatted as inline XBRL).


Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 By:/s/ Christine M. DeBiase 
 Name:Christine M. DeBiase
 Title:Executive Vice President, Chief Legal
  Officer, General Counsel and Secretary
Date:May 18, 2023  


Exhibit 99.1
Al ScottBrent Vandermause
Media RelationsInvestor Relations
(847) 402-5600(847) 402-2800

Allstate Announces April 2023 Catastrophe Losses and Implemented Auto Rates

NORTHBROOK, Ill., May 18, 2023 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of April of $799 million or $631 million, after-tax.
April month catastrophe losses include 12 events estimated at $872 million, with approximately 60% of the losses related to two wind and hail events, partially offset by favorable reserve reestimates for prior events.
During the month of April, the Allstate brand implemented auto rate increases of 8.6% across 13 locations, resulting in total brand premium impact of 1.6%.
“Allstate continued to implement significant auto insurance rate actions as part of our comprehensive plan to improve profitability. Since the beginning of the year, rate increases for Allstate brand auto insurance have resulted in a premium impact of 3.3%, which are expected to raise annualized written premiums by approximately $862 million,” said Jess Merten, Chief Financial Officer of The Allstate Corporation. Our implemented auto rate exhibit has been posted on

Financial information, including material announcements about The Allstate Corporation, is routinely posted on

Forward-Looking Statements
This news release contains “forward-looking statements” that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements do not relate strictly to historical or current facts and may be identified by their use of words like “plans,” “seeks,” “expects,” “will,” “should,” “anticipates,” “estimates,” “intends,” “believes,” “likely,” “targets” and other words with similar meanings. We believe these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements may be found in our filings with the U.S. Securities and Exchange Commission, including the “Risk Factors” section in our most recent annual report on Form 10-K. Forward-looking statements are as of the date on which they are made, and we assume no obligation to update or revise any forward-looking statement.

# # # #

Exhibit 99.2 The Allstate Corporation Allstate Protection Impact of Net Rate Changes Implemented on Premiums Written For the month ended April 30, 2023 Quarter-to-date ended April 30, 2023 Number of locations (2) Total brand (%) (3) (4) Location specific (%) (5) Number of locations (2) Total brand (%) (3) (4) Location specific (%) (5) Allstate brand Auto 13 1.6 (1) 8.6 13 1.6 (1) 8.6 National General Auto 11 1.5 8.4 11 1.5 8.4 Three months ended March 31, 2023 Three months ended December 31, 2022 Number of locations (2) Total brand (%) (3) (4) Location specific (%) (5) Number of locations (1) Total brand (%) (3) (4) Location specific (%) (5) Allstate brand Auto 28 1.7 8.4 38 6.1 11.2 National General Auto 28 1.9 5.6 26 4.3 8.5 (1) Includes California rate increase of 6.9% that will be effective in June 2023. (2) Refers to the number of U.S. states, the District of Columbia or Canadian provinces where rate changes have been implemented. Allstate brand operates in 50 states, the District of Columbia, and 5 Canadian provinces. National General operates in 50 states and the District of Columbia. (3) Represents the impact in the locations where rate changes were implemented during the period as a percentage of total brand prior year-end premiums written. (4) Allstate brand implemented auto insurance rate increases totaled $408 million in the month ended April 30, 2023, after implementing $454 million and $1.48 billion of rate increases in the first quarter of 2023 and fourth quarter of 2022, respectively. (5) Represents the impact in the locations where rate changes were implemented during the period as a percentage of its respective total prior year-end premiums written in those same locations.